With the arrival of the new rules from the Central Bank, which come into effect on November 1, 2024, protection against fraud in Pix becomes even more crucial for the financial sector. ClearSale, a reference in data intelligence and risk prevention, presents a robust portfolio of products aimed at increasing the security of transactions via Pix . These solutions were developed to anticipate threats and ensure that customers can carry out transactions with confidence.
ClearSale innovations for Pix protection
ClearSale is one step ahead when it comes to the importance of email subject lines solutions to protect Pix transactions , applying technologies that go beyond simple data verification. These innovative solutions use artificial intelligence to predict fraudulent behavior and make decisions in real time.
Transfer Score: Artificial Intelligence Applied to Pix
ClearSale’s first major innovation is the Transfer Score , a solution that uses advanced algorithms to analyze each Pix transaction in milliseconds. The system examines more than 70 variables, such as geographic location, transaction history, and user profile. Based on this data, the Transfer Score generates a risk index: the higher the score, the greater the chance of fraud. This technology allows financial institutions to decide, almost instantly, on whether digital kit calls and deadlines: everything you need to know to release or block suspicious transactions, significantly reducing the number of Pix frauds without harming the experience of legitimate users.
Decision flow: custom rules for Pix transactions
Another powerful solution from ClearSale is the Decision Flow , solutions against fraud which offers the possibility of customizing the security rules for Pix transactions . Companies can adjust the settings based on factors such as the transaction amount, time, origin and destination of the payment, in addition to flagging transactions with unregistered devices or those with a high risk score. With this flexibility, each company can adapt Pix security to its own needs, ensuring maximum protection based on its business profile.
Transaction file: transparency in each Pix transfer
The Transaction Dossier is a crucial tool for providing barbados businesses organization transparency in Pix transactions . It provides complete information about the payer and the recipient, helping analysts make more informed decisions in cases of suspected fraud. This dossier is also essential for validating transactions that are disputed through the Special Return Mechanism (MED) , a feature created to increase security in Pix .
One step ahead of fraud and risks: the future of Pix with ClearSale
As Pix usage grows, so do its security challenges. ClearSale is always one step ahead, developing innovative solutions to protect transactions against fraud. With its comprehensive portfolio and team of experts, ClearSale offers the tools needed to ensure Pix transactions are secure and reliable, helping to transform the future of digital transfers. Whether for small businesses or large financial institutions, ClearSale is the ideal partner to address Pix security challenges , offering robust solutions against fraud protection and an optimized customer experience. Click here to contact us and learn more!